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0 222 222 333 333 350 556 1000 333 556 556 500 556 556 277 556 Regulatory disclosures state that firm sells proprietary investments and products. She led a broad range of areas, including FR Learning and Development; The Living Balance Sheet, Guardian's core philosophy and sales system; Diverse Field & Client Markets; and Supervision & Business Risk. /Subtype /CIDFontType2 556 556 333 500 277 556 500 722 While this may seem like an attractive compensation structure to ensure your advisor is making your money work for you, often, the managers of those products are incentivized to take inappropriate risks to beat their performance benchmark. What does this mean? 22 0 obj Firm or one of its employees previously has been subject to a suspension or expulsion or other restriction of activities by a Self-Regulating Organization or commodities exchange. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . /FontBBox [ 0 -220 1113 1005 ] /Type /FontDescriptor /ItalicAngle 0 333 333 389 583 277 333 277 277 0 600 600 600 600 600 600 600 600 600 600 600 600 600 600 600 To obtain a prospectus, please contact your financial professional. Member FINRA, SIPC. %PDF-1.5 Prior to her new role, she was Head of Practice Development in Agency Distribution where she provided Guardian's Financial Representatives (FR) and their practices with critical strategies and development opportunities to grow their businesses. /BaseFont /Arial,Bold /Count 63 This is not an offer to buy or sell any security or interest. 610 277 277 556 277 889 610 610 7 0 obj This could be detrimental to a client during down markets. The Park Avenue Securities Research and Due Diligence Team distributes a monthly market commentary highlighting current market events and aims to keep you informed on market trends. Please contact your financial institution for details.- Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. 556 222 222 500 222 833 556 556 /LastChar 255 << /Filter /FlateDecode /Length 3547 /Length1 5648 >> 556 556 556 556 556 556 889 500 /Ascent 1005 These statements are typically preceded by the words believes, expects, anticipates, intends or similar expressions. Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. /BaseFont /DDACTR+Wingdings >q{& _rv5Iy|,S_lSW(&k'UkjDzJgr/"}]1[YI2+I]D\-,1d~>s^k6JUjBk!Q~cf_vBH6n**88E*-a'w7eNlc'NudO$ KWk| The Company is also pursuing a strategy to enhance shareholder value by the ongoing development of approximately 140 acres of underutilized land surrounding the Racetrack that was originally designated for a project known as Canterbury Commons.